• (disco)

    January First!

  • (disco)
    ...ran in 2014

    Oh man, I remember 2014. Like it was yesterday, in fact.

  • (disco) in reply to tar

    Well crap, I was just finally getting used to not using 2011 as the year on my rent checks...

  • (disco) in reply to mott555
    mott555:
    checks

    You are TRWTF.

  • (disco) in reply to FrostCat
    FrostCat:
    You are TRWTF.

    Tell tha to our property managers who only accept checks..

  • (disco) in reply to mott555
    mott555:
    Tell tha to our property managers who only accept checks..

    Ok, they're the OTHER TRWTF.

    They don't accept money orders? That's what I use. Although I'm getting tired of going to the grocery store--the apartment management company has started taking payments online, so maybe I'll start doing that.

  • (disco) in reply to FrostCat

    I don't know what a money order is. Sounds like something my grandmother would use though.

  • (disco) in reply to mott555
    mott555:
    I don't know what a money order is.

    A money order is like a cheque (lern2spel noobs) but you have to go to the post office to pay cash for it.

    Y U NO AUTOMATED BANK TRANSFER?

  • (disco) in reply to another_sam
    another_sam:
    Y U NO AUTOMATED BANK TRANSFER?

    I'm surprised that most people don't even know that these exist.

  • (disco) in reply to another_sam
    another_sam:
    post office

    You should move to a country where you can get them in banks of grocery stores.

  • (disco) in reply to FrostCat
    FrostCat:
    You should move to a country where you can get them in banks of grocery stores.

    A single grocery store isn't enough, you have to install many of them together in rows?

    A bank can give me a bank cheque which can be used the same as a money order.

    A grocery store can give me groceries. I suppose in remote locations the grocery store may also be the local post office agent, but grocery stores in general don't sell money orders next to the bananas.

    Here in the civilised world it doesn't really matter because everybody accepts non-cheque payment methods. I'm nearly 40 years old and I've never had a cheque account because it's just not necessary. I bought a money order once, and used a bank cheque a couple of times for big purchases like motor vehicles, but a personal cheque wouldn't have been accepted any of those times.

  • (disco) in reply to another_sam
    another_sam:
    A single grocery store isn't enough, you have to install many of them together in rows?

    enjoy your :flags:

  • (disco)

    Is the USA still using cheques? Fuck!

  • (disco) in reply to lucas

    The USA using late century banking discussion is over there :arrow_upper_right: :arrow_down_small:

  • (disco)

    I think I've seen a cheque once. But that was definitely in the previous millenium.

    For rent and such, I'd either authorize automatic payment by the receiving party, or set up an automated periodic payment using online banking.

  • (disco) in reply to PleegWat
    PleegWat:
    I think I've seen a cheque once. But that was definitely in the previous millenium.

    For rent and such, I'd either authorize automatic payment by the receiving party, or set up an automated periodic payment using online banking.

    I generally do the same here in France, but there's the occasional one-off thing that requires a cheque (curiously, the French spell it that way, too). The worst was the cheque I wrote back in 2009 for the deposit and first month's rent that sat in the letting agent's offices for three months waiting for the landlord to do some paperwork or other. Having 2000+ euros in the bank account that you can't use because you've written a cheque against it is no fun, especially since French current accounts, by law, don't pay interest on positive balances.
  • (disco) in reply to lucas
    lucas:
    Is the USA still using cheques?

    Old people at the grocery store, and mott555, are the only ones.

  • (disco) in reply to lucas
    lucas:
    Is the USA still using cheques? Fuck!

    "The USA" is not still using cheques.

    Some old people residing in the USA still use checks. We have this crazy thing where, when a new technology comes along, we don't just burn all the working old technologies in a big bonfire. If Grandma wants to write a check, why shouldn't she be able to?

  • (disco) in reply to mott555
    mott555:
    Tell tha to our property managers who only accept checks..

    My bank just sends a check when we set up an automated payment that they can't send electronically. Or so I've been told. I really have very little idea about the details of our banking arrangements.

  • (disco) in reply to lucas

    Well the UK is. I'm 23 and I had to order a new chequebook a few months ago on account of using my first one up. They're only useful in fairly specific situations but they are certainly useful.

  • (disco) in reply to CarrieVS

    Haven't used one in 16 years, I haven't even seen one in the wild in over 9 years and I worked retail for 7 of those.

    I can't even imagine what they are useful for these days.

  • (disco) in reply to lucas

    WE JUST TOLD YOU: elderly people.

  • (disco) in reply to blakeyrat
    lucas:
    I can't even imagine what they are useful for these days
    blakeyrat:
    WE JUST TOLD YOU: elderly people.

    I am not THAT old.

    Besides, paying with checks helps me to waste money on stamps.

  • (disco) in reply to blakeyrat

    I tend to blank you out in here

  • (disco) in reply to lucas
    lucas:
    Haven't used one in 16 years, I haven't even seen one in the wild in over 9 years and I worked retail for 7 of those.

    I can't even imagine what they are useful for these days.

    Well paying for things in shops is not one of the aforementioned fairly specific situations, so working in retail isn't going to vastly increase your chances of seeing one.

    blakeyrat:
    WE JUST TOLD YOU: elderly people.

    Learn to read, Blakey.

    CarrieVS:
    I'm 23 and I had to order a new chequebook a few months ago on account of using my first one up.
  • (disco) in reply to blakeyrat
    blakeyrat:
    If Grandma wants to write a check, why shouldn't she be able to?

    I don't mind as long as she's not in front of me.

  • (disco) in reply to lucas 
    [data-user-id='17'] div.contents, [data-user-id='671'] div.contents {
display: none;
}

    custom CSS that removes certain users posts from visibility....

    if you're interested. of course i don't recommend and post purely out of academic interest.

  • (disco) in reply to accalia

    OK I'm sure one of those ids is blakey, but who is the other one?

  • (disco) in reply to accalia

    Tempting as that is, even a broken clock is right twice a day.

  • (disco) in reply to locallunatic

    :wave:

    :laughing:

    i wouldn't recommend using that, like i said.

  • (disco) in reply to lucas
    lucas:
    Tempting as that is, even a broken clock is right twice a day.

    Belgium, now we're going to have a 300-post long discussion about different types of clocks.

  • (disco) in reply to accalia

    Ah, I'd assumed it was someone else who you might want to block.

  • (disco) in reply to locallunatic
    locallunatic:
    Ah, I'd assumed it was someone else who you might want to block.

    nope. but i figured if someone was going to block blakey using my code they might as well block me too for fairsies

  • (disco) in reply to lucas
    lucas:
    I can't even imagine what they are useful for these days.
    I bought a car with a check last year. I can't think of an acceptable alternative for buying expensive things when you aren't financing them.
  • (disco) in reply to accalia
    accalia:
    nope. but i figured if someone was going to block blakey using my code they might as well block me too for fairsies

    Slightly related: thanks to a fun plugin I have on a certain social media network, I found out that my ex unblocked me, saw the profile picture from my wedding, and then reblocked me. :laughing:

  • (disco) in reply to Jaime

    Depends how expensive the car was. I can do quite a few thousand on my debit card. Maybe I haven't made a sufficiently big purchase yet?

    I am quite happy to be wrong on this.

  • (disco) in reply to Jaime
    Jaime:
    I can't think of an acceptable alternative for buying expensive things when you aren't financing them.

    As pointed out elsewhere up thread, if you are doing that you can do cashier's checks or money orders instead of personal checks (plus for some things as personal's can bounce they want those instead). But personal checks are very much still in use*.

    *Sidenote: generally avoid dealing with X9 as each bank uses different interpretations of things (and sometimes take parts of later versions to tack on to earlier ones, making it meet nether).

  • (disco) in reply to lucas
    lucas:
    Depends how expensive the car was. I can do quite a few thousand on my debit card. Maybe I haven't made a sufficiently big purchase yet?

    I am quite happy to be wrong on this.

    Ok, so think about a Nissan GT-R, do your spending limits go above the cost of one of those?

  • (disco) in reply to chubertdev

    Most don't buy cars like that in full up front, which is where you would need a high limit.

  • (disco) in reply to locallunatic
    locallunatic:
    As pointed out elsewhere up thread, if you are doing that you can do cashier's checks or money orders instead of personal checks (plus for some things as personal's can bounce they want those instead).
    A Cashier's Check is still a check. The advantages are all theirs and not mine. It costs me $25 more and they get a guarantee that the funds are there. So screw that unless they make me do it.

    If you use a money order, how do you pay for it? I don't like the idea of going to the local gas station with $12,000 cash and telling the 18 year old behind the counter "I want a money order".

  • (disco) in reply to chubertdev

    Surely if I have the credit on my card or the money in my account ... the transaction would clear. Maybe I just haven't tried buying anything expensive enough.

  • (disco) in reply to lucas
    lucas:
    Depends how expensive the car was.
    Cheap enough to afford to pay cash, but expensive enough so that the seller doesn't want to pay 2.5% in credit card fees. $12,000 in this case. I bought a $1,300 car (plus $400 shipping) with a debit card in 2013.

    I didn't need an instant transaction because the manufacturer wanted payment in full 10 days before delivery to reserve a spot on the assembly line.

  • (disco) in reply to chubertdev
    chubertdev:
    Slightly related: thanks to a fun plugin I have on a certain social media network, I found out that my ex unblocked me, saw the profile picture from my wedding, and then reblocked me.

    social fixer (i buttume that's the one) kept me on FB for a good 5 years more than i would have been otherwise.

  • (disco) in reply to Jaime
    Jaime:
    If you use a money order, how do you pay for it. I don't like the idea of going to the local gas station with $12,000 cash and telling the 18 year old behind the counter "I want a money order".

    Depends on what the charge limit is. Mostly when I see things like money orders they aren't that high due to those problems. The only times I ever see things about money orders they will also take cashier's check, it's just that money orders are easier for people cause gas station instead of bank (and normally not lots of money, but rather high chance of bounce on a personal checks is why they are asked for).

  • (disco) in reply to Jaime
    Jaime:
    I bought a $1,300 car (plus $400 shipping) with a debit card in 2013.

    Interesting, what kind of car was it, and why did you choose to ship it? I ask out of curiosity.

  • (disco) in reply to chubertdev
    chubertdev:
    Ok, so think about a Nissan GT-R, do your spending limits go above the cost of one of those?
    At my last job, a lot of our customers (pharmacies buying drugs) would pay with a personal credit card to rack up miles. We found out that our processor had a limit of $99,999 per transaction when one customer paid by credit card for a quarter million dollar order. We had to put it through in three transactions. All three went through.
  • (disco) in reply to chubertdev
    chubertdev:
    Interesting, what kind of car was it, and why did you choose to ship it? I ask out of curiosity.
    It was a salvage. I couldn't get plates for it - and it didn't drive.

    http://i871.photobucket.com/albums/ab273/jaime398/818%20Build/30569203_2X_zps3d2620d0.jpg

  • (disco) in reply to locallunatic
    locallunatic:
    Depends on what the charge limit is.
    Not really. Most large transactions done by check are done that way because the *seller* doesn't want you to use a card. The credit card fees could wipe out the entire profit of a car sale.
  • (disco) in reply to Jaime

    Ahhh, makes sense. I seem to recall you talking about it before.

  • (disco) in reply to accalia
    accalia:
    [data-user-id] div.contents {
    display: none;
}

    FTFY

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